Arlington Down Payment Assistance
Discover how Arlington-area home buyers can receive up to 5% in down payment and closing cost assistance through Texas state programs.
Population
394,266
Median Home Price
$275,000
Median Income
$58,502
DPA Available
Up to 5%
Down Payment Assistance in Arlington, Texas
Arlington sits at the geographic heart of the Dallas-Fort Worth metroplex, home to AT&T Stadium (Dallas Cowboys) and Globe Life Field (Texas Rangers). With a median home price around $275,000, Arlington offers some of the best value in the DFW metro area for homebuyers using down payment assistance.
Tarrant County income limits make Arlington an excellent market for DPA programs. The city's diverse economy includes manufacturing (GM's Arlington Assembly plant), education (UT Arlington), healthcare, and entertainment. Many workers qualify for TDHCA and TSAHC assistance while earning enough to comfortably afford monthly mortgage payments.
UT Arlington, one of the largest universities in Texas, brings education jobs and a youthful energy to the city. The GM Arlington Assembly plant produces full-size SUVs including the Chevrolet Tahoe and Cadillac Escalade, providing thousands of well-paying manufacturing jobs.
The Viridian master-planned community offers new construction homes with lakefront amenities. Established neighborhoods near Lake Arlington provide mature tree canopy and larger lots. Central Arlington offers the most affordable entry points, with many homes well within DPA price limits.
DPA Program Note
Arlington has some of the best DPA value in DFW. Central locations offer affordable homes within all program limits.
Why Arlington for Homeownership?
Key factors that make Arlington an excellent market for buyers using down payment assistance.
Home to AT&T Stadium and Globe Life Field
Major university presence (UTA)
Central DFW location
GM manufacturing jobs
Major Employers in Arlington
Arlington's diverse economy provides stable employment for home buyers qualifying for DPA programs.
Popular Arlington-Area Communities
Explore neighborhoods and suburbs in the Arlington metro where DPA programs can help you buy a home.
DPA Eligibility in Arlington
Most Arlington-area buyers who meet the following criteria can qualify for Texas down payment assistance programs.
- Household income within Tarrant County limits (varies by program and family size)
- Minimum credit score of 620 (some programs may allow lower with compensating factors)
- Purchasing a primary residence in the state of Texas
- Completing a HUD-approved homebuyer education course (available online)
- Working with a TDHCA- or TSAHC-approved lender like Cornerstone First Mortgage
- Meeting the purchase price limits for Tarrant County (currently up to $472,030 standard or $546,250 in high-cost areas)
Eligibility requirements vary by program. Contact the Cook Brothers Mortgage Team for a personalized eligibility assessment based on your specific financial situation and the Arlington area where you plan to buy.
Check Your Eligibility
Answer a few quick questions to see if you qualify
Have you owned a home in the last 3 years?
Arlington DPA FAQs
How much down payment assistance can I get in Arlington?
Home buyers in Arlington can receive up to 5% of the loan amount in down payment assistance through TDHCA and TSAHC programs. On a $275,000 home, that's up to $13,750 in assistance.
What are the income limits for DPA in Tarrant County?
Income limits vary by program and household size. Tarrant County limits are based on the Dallas-Fort Worth-Arlington Area Median Income (AMI). Generally, households earning up to 115% of AMI can qualify. Use our calculator or contact us for current limits.
Do I have to be a first-time buyer to use DPA in Arlington?
No! While the TDHCA My First Texas Home program is for first-time buyers, the My Choice Texas Home program and some TSAHC options are available to repeat buyers. If you've owned a home before, you may still qualify for assistance in Arlington.
Check Your Eligibility in Arlington
Take our free 60-second quiz to see which Texas DPA programs you may qualify for in the Arlington area. No credit check required, no obligation.
Cook Brothers Mortgage Team at Cornerstone First Mortgage | NMLS #173855