Brownsville Down Payment Assistance
Discover how Brownsville-area home buyers can receive up to 5% in down payment and closing cost assistance through Texas state programs.
Population
187,831
Median Home Price
$175,000
Median Income
$39,204
DPA Available
Up to 5%
Down Payment Assistance in Brownsville, Texas
Brownsville is experiencing a transformation driven by SpaceX's Starbase facility at Boca Chica, bringing aerospace jobs to one of Texas's most affordable cities. With a median home price around $175,000, Brownsville offers exceptional value for homebuyers.
Cameron County income limits are among the most accessible in Texas, and Brownsville's very affordable housing means nearly all homes qualify for maximum DPA benefits. Many first-time buyers can purchase homes with minimal out-of-pocket costs using state assistance.
SpaceX's expansion at Boca Chica has brought high-paying aerospace jobs and national attention. UT Rio Grande Valley and Valley Baptist Medical Center provide education and healthcare employment. The Port of Brownsville handles international trade with Mexico.
North Brownsville has attracted new development targeting the growing workforce. Rancho Viejo offers master-planned community living. Los Fresnos provides affordable family homes with easy Starbase access. The influx of SpaceX workers has increased housing demand but prices remain very affordable.
DPA Program Note
Extremely affordable—maximum DPA benefits available to nearly all buyers. SpaceX growth increasing demand.
Why Brownsville for Homeownership?
Key factors that make Brownsville an excellent market for buyers using down payment assistance.
SpaceX Starbase nearby
Most affordable Texas city
Gateway to Mexico
Growing space industry
Major Employers in Brownsville
Brownsville's diverse economy provides stable employment for home buyers qualifying for DPA programs.
Popular Brownsville-Area Communities
Explore neighborhoods and suburbs in the Brownsville metro where DPA programs can help you buy a home.
DPA Eligibility in Brownsville
Most Brownsville-area buyers who meet the following criteria can qualify for Texas down payment assistance programs.
- Household income within Cameron County limits (varies by program and family size)
- Minimum credit score of 620 (some programs may allow lower with compensating factors)
- Purchasing a primary residence in the state of Texas
- Completing a HUD-approved homebuyer education course (available online)
- Working with a TDHCA- or TSAHC-approved lender like Cornerstone First Mortgage
- Meeting the purchase price limits for Cameron County (currently up to $472,030 standard or $546,250 in high-cost areas)
Eligibility requirements vary by program. Contact the Cook Brothers Mortgage Team for a personalized eligibility assessment based on your specific financial situation and the Brownsville area where you plan to buy.
Check Your Eligibility
Answer a few quick questions to see if you qualify
Have you owned a home in the last 3 years?
Brownsville DPA FAQs
How much down payment assistance can I get in Brownsville?
Home buyers in Brownsville can receive up to 5% of the loan amount in down payment assistance through TDHCA and TSAHC programs. On a $175,000 home, that's up to $8,750 in assistance.
What are the income limits for DPA in Cameron County?
Income limits vary by program and household size. Cameron County limits are based on the Brownsville-Harlingen Area Median Income (AMI). Generally, households earning up to 115% of AMI can qualify. Use our calculator or contact us for current limits.
Do I have to be a first-time buyer to use DPA in Brownsville?
No! While the TDHCA My First Texas Home program is for first-time buyers, the My Choice Texas Home program and some TSAHC options are available to repeat buyers. If you've owned a home before, you may still qualify for assistance in Brownsville.
Check Your Eligibility in Brownsville
Take our free 60-second quiz to see which Texas DPA programs you may qualify for in the Brownsville area. No credit check required, no obligation.
Cook Brothers Mortgage Team at Cornerstone First Mortgage | NMLS #173855