Corpus Christi Down Payment Assistance
Discover how Corpus Christi-area home buyers can receive up to 5% in down payment and closing cost assistance through Texas state programs.
Population
316,381
Median Home Price
$235,000
Median Income
$55,673
DPA Available
Up to 5%
Down Payment Assistance in Corpus Christi, Texas
Corpus Christi offers coastal living at affordable prices, with a median home price around $235,000. The city's military presence, port operations, and petrochemical industry provide diverse employment opportunities for homebuyers.
Nueces County income limits make DPA programs accessible to most Corpus Christi households. The TSAHC Homes for Texas Heroes program is popular due to the Naval Air Station and veteran population. Most homes fall within DPA purchase price limits.
Naval Air Station Corpus Christi trains Navy and Marine Corps aviators, bringing military families to the area. The Port of Corpus Christi is the nation's third-largest port by tonnage, and the surrounding petrochemical industry employs thousands in well-paying jobs.
Padre Island and Flour Bluff offer coastal living with Gulf access. Calallen provides a suburban feel with highly-rated schools. Portland, across the Harbor Bridge in San Patricio County, offers affordable housing convenient to port employment.
DPA Program Note
Affordable market with most homes qualifying for DPA. TSAHC Heroes program popular for military families.
Why Corpus Christi for Homeownership?
Key factors that make Corpus Christi an excellent market for buyers using down payment assistance.
Gulf Coast location
Naval air station
Port and petrochemical industry
Beach lifestyle
Major Employers in Corpus Christi
Corpus Christi's diverse economy provides stable employment for home buyers qualifying for DPA programs.
Popular Corpus Christi-Area Communities
Explore neighborhoods and suburbs in the Corpus Christi metro where DPA programs can help you buy a home.
DPA Eligibility in Corpus Christi
Most Corpus Christi-area buyers who meet the following criteria can qualify for Texas down payment assistance programs.
- Household income within Nueces County limits (varies by program and family size)
- Minimum credit score of 620 (some programs may allow lower with compensating factors)
- Purchasing a primary residence in the state of Texas
- Completing a HUD-approved homebuyer education course (available online)
- Working with a TDHCA- or TSAHC-approved lender like Cornerstone First Mortgage
- Meeting the purchase price limits for Nueces County (currently up to $472,030 standard or $546,250 in high-cost areas)
Eligibility requirements vary by program. Contact the Cook Brothers Mortgage Team for a personalized eligibility assessment based on your specific financial situation and the Corpus Christi area where you plan to buy.
Check Your Eligibility
Answer a few quick questions to see if you qualify
Have you owned a home in the last 3 years?
Corpus Christi DPA FAQs
How much down payment assistance can I get in Corpus Christi?
Home buyers in Corpus Christi can receive up to 5% of the loan amount in down payment assistance through TDHCA and TSAHC programs. On a $235,000 home, that's up to $11,750 in assistance.
What are the income limits for DPA in Nueces County?
Income limits vary by program and household size. Nueces County limits are based on the Corpus Christi Area Median Income (AMI). Generally, households earning up to 115% of AMI can qualify. Use our calculator or contact us for current limits.
Do I have to be a first-time buyer to use DPA in Corpus Christi?
No! While the TDHCA My First Texas Home program is for first-time buyers, the My Choice Texas Home program and some TSAHC options are available to repeat buyers. If you've owned a home before, you may still qualify for assistance in Corpus Christi.
Check Your Eligibility in Corpus Christi
Take our free 60-second quiz to see which Texas DPA programs you may qualify for in the Corpus Christi area. No credit check required, no obligation.
Cook Brothers Mortgage Team at Cornerstone First Mortgage | NMLS #173855