Frisco Down Payment Assistance
Discover how Frisco-area home buyers can receive up to 5% in down payment and closing cost assistance through Texas state programs.
Population
219,587
Median Home Price
$525,000
Median Income
$135,000
DPA Available
Up to 5%
Down Payment Assistance in Frisco, Texas
Frisco has been one of the fastest-growing large cities in America, transforming from farmland to a thriving suburb in just two decades. With a median home price around $525,000, Frisco represents premium suburban living in the DFW metro.
Collin County's high income limits mean many Frisco families can still qualify for DPA programs despite the area's affluence. The TSAHC programs are popular among Frisco's many teachers and first responders who may have solid incomes but struggle with the area's high home prices.
The Dallas Cowboys' Star facility, which includes the team's headquarters and practice facilities, has spurred massive development along the Dallas North Tollway. T-Mobile, Oracle, and Keurig Dr Pepper have established significant operations in Frisco, creating high-paying jobs across multiple industries.
While most Frisco homes exceed standard DPA purchase price limits, new townhome and attached product in developing areas sometimes falls within program caps. The excellent Frisco ISD schools—consistently ranked among the state's best—drive family demand at all price points.
DPA Program Note
Premium market but Collin County limits are generous. Look for townhomes and attached products for DPA eligibility.
Why Frisco for Homeownership?
Key factors that make Frisco an excellent market for buyers using down payment assistance.
Fastest-growing large city in US
Dallas Cowboys Star facility
Top-ranked Frisco ISD
Young, affluent demographics
Major Employers in Frisco
Frisco's diverse economy provides stable employment for home buyers qualifying for DPA programs.
Popular Frisco-Area Communities
Explore neighborhoods and suburbs in the Frisco metro where DPA programs can help you buy a home.
DPA Eligibility in Frisco
Most Frisco-area buyers who meet the following criteria can qualify for Texas down payment assistance programs.
- Household income within Collin County limits (varies by program and family size)
- Minimum credit score of 620 (some programs may allow lower with compensating factors)
- Purchasing a primary residence in the state of Texas
- Completing a HUD-approved homebuyer education course (available online)
- Working with a TDHCA- or TSAHC-approved lender like Cornerstone First Mortgage
- Meeting the purchase price limits for Collin County (currently up to $472,030 standard or $546,250 in high-cost areas)
Eligibility requirements vary by program. Contact the Cook Brothers Mortgage Team for a personalized eligibility assessment based on your specific financial situation and the Frisco area where you plan to buy.
Check Your Eligibility
Answer a few quick questions to see if you qualify
Have you owned a home in the last 3 years?
Frisco DPA FAQs
How much down payment assistance can I get in Frisco?
Home buyers in Frisco can receive up to 5% of the loan amount in down payment assistance through TDHCA and TSAHC programs. On a $525,000 home, that's up to $26,250 in assistance.
What are the income limits for DPA in Collin County?
Income limits vary by program and household size. Collin County limits are based on the Dallas-Fort Worth-Arlington Area Median Income (AMI). Generally, households earning up to 115% of AMI can qualify. Use our calculator or contact us for current limits.
Do I have to be a first-time buyer to use DPA in Frisco?
No! While the TDHCA My First Texas Home program is for first-time buyers, the My Choice Texas Home program and some TSAHC options are available to repeat buyers. If you've owned a home before, you may still qualify for assistance in Frisco.
Check Your Eligibility in Frisco
Take our free 60-second quiz to see which Texas DPA programs you may qualify for in the Frisco area. No credit check required, no obligation.
Cook Brothers Mortgage Team at Cornerstone First Mortgage | NMLS #173855