Irving Down Payment Assistance
Discover how Irving-area home buyers can receive up to 5% in down payment and closing cost assistance through Texas state programs.
Population
254,184
Median Home Price
$295,000
Median Income
$56,998
DPA Available
Up to 5%
Down Payment Assistance in Irving, Texas
Irving is a major business center in the DFW metro, home to corporate giants including ExxonMobil, Kimberly-Clark, and numerous Fortune 500 companies. With a median home price around $295,000, Irving offers excellent value for workers seeking proximity to major employers and DFW International Airport.
Dallas County income limits allow many Irving residents to qualify for DPA programs. The city's diverse housing stock ranges from urban high-rises in Las Colinas to suburban single-family homes in Valley Ranch, with many options falling within DPA purchase price limits.
Las Colinas, Irving's premier mixed-use development, features office towers, hotels, restaurants, and residential high-rises around Lake Carolyn. The urban environment attracts young professionals and empty nesters seeking walkable living. Valley Ranch and other suburban areas provide traditional single-family homes for families.
Irving's central location provides easy access to both Dallas and Fort Worth, plus DFW Airport is just minutes away. The proximity to multiple job centers makes Irving attractive for households where spouses work on opposite ends of the metroplex.
DPA Program Note
Dallas County limits apply. Great DPA value especially in South Irving and established neighborhoods.
Why Irving for Homeownership?
Key factors that make Irving an excellent market for buyers using down payment assistance.
Major corporate headquarters
Las Colinas urban center
Near DFW Airport
Strong job market
Major Employers in Irving
Irving's diverse economy provides stable employment for home buyers qualifying for DPA programs.
Popular Irving-Area Communities
Explore neighborhoods and suburbs in the Irving metro where DPA programs can help you buy a home.
DPA Eligibility in Irving
Most Irving-area buyers who meet the following criteria can qualify for Texas down payment assistance programs.
- Household income within Dallas County limits (varies by program and family size)
- Minimum credit score of 620 (some programs may allow lower with compensating factors)
- Purchasing a primary residence in the state of Texas
- Completing a HUD-approved homebuyer education course (available online)
- Working with a TDHCA- or TSAHC-approved lender like Cornerstone First Mortgage
- Meeting the purchase price limits for Dallas County (currently up to $472,030 standard or $546,250 in high-cost areas)
Eligibility requirements vary by program. Contact the Cook Brothers Mortgage Team for a personalized eligibility assessment based on your specific financial situation and the Irving area where you plan to buy.
Check Your Eligibility
Answer a few quick questions to see if you qualify
Have you owned a home in the last 3 years?
Irving DPA FAQs
How much down payment assistance can I get in Irving?
Home buyers in Irving can receive up to 5% of the loan amount in down payment assistance through TDHCA and TSAHC programs. On a $295,000 home, that's up to $14,750 in assistance.
What are the income limits for DPA in Dallas County?
Income limits vary by program and household size. Dallas County limits are based on the Dallas-Fort Worth-Arlington Area Median Income (AMI). Generally, households earning up to 115% of AMI can qualify. Use our calculator or contact us for current limits.
Do I have to be a first-time buyer to use DPA in Irving?
No! While the TDHCA My First Texas Home program is for first-time buyers, the My Choice Texas Home program and some TSAHC options are available to repeat buyers. If you've owned a home before, you may still qualify for assistance in Irving.
Check Your Eligibility in Irving
Take our free 60-second quiz to see which Texas DPA programs you may qualify for in the Irving area. No credit check required, no obligation.
Cook Brothers Mortgage Team at Cornerstone First Mortgage | NMLS #173855