New Braunfels Down Payment Assistance
Discover how New Braunfels-area home buyers can receive up to 5% in down payment and closing cost assistance through Texas state programs.
Population
98,857
Median Home Price
$350,000
Median Income
$75,000
DPA Available
Up to 5%
Down Payment Assistance in New Braunfels, Texas
New Braunfels has emerged as one of the fastest-growing small cities in Texas, attracting families from both San Antonio and Austin with its charming German heritage, river recreation, and family-friendly atmosphere. Median home prices around $350,000 reflect strong demand.
Comal County income limits are based on the San Antonio metro area, making many New Braunfels buyers eligible for DPA programs. The TDHCA and TSAHC programs are popular among families relocating from higher-cost markets like Austin who can afford monthly payments but need help with down payment costs.
The Comal River and Guadalupe River draw visitors for tubing and water recreation, while Schlitterbahn waterparks employ thousands during peak season. Many New Braunfels residents commute to San Antonio or Austin, taking advantage of I-35 access while enjoying small-town living.
Vintage Oaks and other Hill Country communities offer homes on larger lots with oak tree canopy. Veramendi is one of Texas's largest master-planned developments, providing various price points including some within DPA limits. The historic Gruene district adds charm with its famous dance hall and shopping district.
DPA Program Note
Comal County follows San Antonio metro limits. Newer developments in Veramendi often within DPA price caps.
Why New Braunfels for Homeownership?
Key factors that make New Braunfels an excellent market for buyers using down payment assistance.
Fastest-growing small city in Texas
German heritage and culture
Comal and Guadalupe rivers
Schlitterbahn waterparks
Major Employers in New Braunfels
New Braunfels's diverse economy provides stable employment for home buyers qualifying for DPA programs.
Popular New Braunfels-Area Communities
Explore neighborhoods and suburbs in the New Braunfels metro where DPA programs can help you buy a home.
DPA Eligibility in New Braunfels
Most New Braunfels-area buyers who meet the following criteria can qualify for Texas down payment assistance programs.
- Household income within Comal County limits (varies by program and family size)
- Minimum credit score of 620 (some programs may allow lower with compensating factors)
- Purchasing a primary residence in the state of Texas
- Completing a HUD-approved homebuyer education course (available online)
- Working with a TDHCA- or TSAHC-approved lender like Cornerstone First Mortgage
- Meeting the purchase price limits for Comal County (currently up to $472,030 standard or $546,250 in high-cost areas)
Eligibility requirements vary by program. Contact the Cook Brothers Mortgage Team for a personalized eligibility assessment based on your specific financial situation and the New Braunfels area where you plan to buy.
Check Your Eligibility
Answer a few quick questions to see if you qualify
Have you owned a home in the last 3 years?
New Braunfels DPA FAQs
How much down payment assistance can I get in New Braunfels?
Home buyers in New Braunfels can receive up to 5% of the loan amount in down payment assistance through TDHCA and TSAHC programs. On a $350,000 home, that's up to $17,500 in assistance.
What are the income limits for DPA in Comal County?
Income limits vary by program and household size. Comal County limits are based on the San Antonio-New Braunfels Area Median Income (AMI). Generally, households earning up to 115% of AMI can qualify. Use our calculator or contact us for current limits.
Do I have to be a first-time buyer to use DPA in New Braunfels?
No! While the TDHCA My First Texas Home program is for first-time buyers, the My Choice Texas Home program and some TSAHC options are available to repeat buyers. If you've owned a home before, you may still qualify for assistance in New Braunfels.
Check Your Eligibility in New Braunfels
Take our free 60-second quiz to see which Texas DPA programs you may qualify for in the New Braunfels area. No credit check required, no obligation.
Cook Brothers Mortgage Team at Cornerstone First Mortgage | NMLS #173855