Pflugerville Down Payment Assistance
Discover how Pflugerville-area home buyers can receive up to 5% in down payment and closing cost assistance through Texas state programs.
Population
71,648
Median Home Price
$375,000
Median Income
$90,000
DPA Available
Up to 5%
Down Payment Assistance in Pflugerville, Texas
Pflugerville offers some of the most affordable housing in the Austin metro while providing excellent access to the city's major employers. With a median home price around $375,000, Pflugerville is a top choice for first-time homebuyers using down payment assistance programs.
Travis County income limits—among the highest in Texas—apply to Pflugerville, making DPA accessible to most working households. The city's rapid growth has attracted builders targeting first-time buyer price points, with many homes falling within DPA purchase price limits.
Samsung's massive chip fabrication facility in nearby Taylor has brought thousands of jobs to the area, with many workers choosing Pflugerville for its combination of affordability and proximity. Amazon's fulfillment center and other logistics operations along I-35 have added employment options.
Falcon Pointe and Blackhawk are established master-planned communities with strong HOAs and community amenities. Newer developments on the city's eastern edge offer contemporary floor plans at competitive prices. Lake Pflugerville provides local recreation without the premium pricing of Lake Travis communities.
DPA Program Note
One of the best DPA values in Austin metro. Most new construction falls within all program limits.
Why Pflugerville for Homeownership?
Key factors that make Pflugerville an excellent market for buyers using down payment assistance.
Affordable Austin alternative
Growing with new amenities
German heritage
Near tech corridor
Major Employers in Pflugerville
Pflugerville's diverse economy provides stable employment for home buyers qualifying for DPA programs.
Popular Pflugerville-Area Communities
Explore neighborhoods and suburbs in the Pflugerville metro where DPA programs can help you buy a home.
DPA Eligibility in Pflugerville
Most Pflugerville-area buyers who meet the following criteria can qualify for Texas down payment assistance programs.
- Household income within Travis County limits (varies by program and family size)
- Minimum credit score of 620 (some programs may allow lower with compensating factors)
- Purchasing a primary residence in the state of Texas
- Completing a HUD-approved homebuyer education course (available online)
- Working with a TDHCA- or TSAHC-approved lender like Cornerstone First Mortgage
- Meeting the purchase price limits for Travis County (currently up to $472,030 standard or $546,250 in high-cost areas)
Eligibility requirements vary by program. Contact the Cook Brothers Mortgage Team for a personalized eligibility assessment based on your specific financial situation and the Pflugerville area where you plan to buy.
Check Your Eligibility
Answer a few quick questions to see if you qualify
Have you owned a home in the last 3 years?
Pflugerville DPA FAQs
How much down payment assistance can I get in Pflugerville?
Home buyers in Pflugerville can receive up to 5% of the loan amount in down payment assistance through TDHCA and TSAHC programs. On a $375,000 home, that's up to $18,750 in assistance.
What are the income limits for DPA in Travis County?
Income limits vary by program and household size. Travis County limits are based on the Austin-Round Rock-Georgetown Area Median Income (AMI). Generally, households earning up to 115% of AMI can qualify. Use our calculator or contact us for current limits.
Do I have to be a first-time buyer to use DPA in Pflugerville?
No! While the TDHCA My First Texas Home program is for first-time buyers, the My Choice Texas Home program and some TSAHC options are available to repeat buyers. If you've owned a home before, you may still qualify for assistance in Pflugerville.
Check Your Eligibility in Pflugerville
Take our free 60-second quiz to see which Texas DPA programs you may qualify for in the Pflugerville area. No credit check required, no obligation.
Cook Brothers Mortgage Team at Cornerstone First Mortgage | NMLS #173855