Round Rock Down Payment Assistance
Discover how Round Rock-area home buyers can receive up to 5% in down payment and closing cost assistance through Texas state programs.
Population
135,285
Median Home Price
$420,000
Median Income
$95,000
DPA Available
Up to 5%
Down Payment Assistance in Round Rock, Texas
Round Rock is one of the most successful suburbs in Texas, home to Dell Technologies' headquarters and a thriving commercial base. With a median home price around $420,000, Round Rock offers strong value for Austin-area homebuyers seeking excellent schools and a family-friendly environment.
Williamson County income limits reflect the Austin metro's higher incomes, allowing many Round Rock buyers to qualify for DPA programs. The TDHCA and TSAHC programs are popular among families relocating to Round Rock for its highly-rated school district.
Dell Technologies employs thousands at its headquarters campus, and the company's presence has attracted other tech employers to the area. The Round Rock Premium Outlets and growing retail corridor have added shopping and dining options, while Dell Diamond hosts minor league baseball.
Master-planned communities like Teravista, Paloma Lake, and Forest Creek offer homes at various price points. Eastern Round Rock provides more affordable options that often fall within DPA purchase price limits. The city's strong employment base means many buyers work locally rather than commuting to Austin.
DPA Program Note
Williamson County follows Austin metro limits. Eastern Round Rock neighborhoods often within DPA price caps.
Why Round Rock for Homeownership?
Key factors that make Round Rock an excellent market for buyers using down payment assistance.
Dell headquarters
Top-rated Round Rock ISD
Minor league baseball
Growing commercial base
Major Employers in Round Rock
Round Rock's diverse economy provides stable employment for home buyers qualifying for DPA programs.
Popular Round Rock-Area Communities
Explore neighborhoods and suburbs in the Round Rock metro where DPA programs can help you buy a home.
DPA Eligibility in Round Rock
Most Round Rock-area buyers who meet the following criteria can qualify for Texas down payment assistance programs.
- Household income within Williamson County limits (varies by program and family size)
- Minimum credit score of 620 (some programs may allow lower with compensating factors)
- Purchasing a primary residence in the state of Texas
- Completing a HUD-approved homebuyer education course (available online)
- Working with a TDHCA- or TSAHC-approved lender like Cornerstone First Mortgage
- Meeting the purchase price limits for Williamson County (currently up to $472,030 standard or $546,250 in high-cost areas)
Eligibility requirements vary by program. Contact the Cook Brothers Mortgage Team for a personalized eligibility assessment based on your specific financial situation and the Round Rock area where you plan to buy.
Check Your Eligibility
Answer a few quick questions to see if you qualify
Have you owned a home in the last 3 years?
Round Rock DPA FAQs
How much down payment assistance can I get in Round Rock?
Home buyers in Round Rock can receive up to 5% of the loan amount in down payment assistance through TDHCA and TSAHC programs. On a $420,000 home, that's up to $21,000 in assistance.
What are the income limits for DPA in Williamson County?
Income limits vary by program and household size. Williamson County limits are based on the Austin-Round Rock-Georgetown Area Median Income (AMI). Generally, households earning up to 115% of AMI can qualify. Use our calculator or contact us for current limits.
Do I have to be a first-time buyer to use DPA in Round Rock?
No! While the TDHCA My First Texas Home program is for first-time buyers, the My Choice Texas Home program and some TSAHC options are available to repeat buyers. If you've owned a home before, you may still qualify for assistance in Round Rock.
Check Your Eligibility in Round Rock
Take our free 60-second quiz to see which Texas DPA programs you may qualify for in the Round Rock area. No credit check required, no obligation.
Cook Brothers Mortgage Team at Cornerstone First Mortgage | NMLS #173855