San Angelo Down Payment Assistance
Discover how San Angelo-area home buyers can receive up to 5% in down payment and closing cost assistance through Texas state programs.
Population
101,612
Median Home Price
$200,000
Median Income
$50,879
DPA Available
Up to 5%
Down Payment Assistance in San Angelo, Texas
San Angelo is a West Texas city with a strong military and educational presence, offering affordable housing and a tight-knit community. With a median home price around $200,000, San Angelo provides excellent value for homebuyers.
Tom Green County income limits make DPA accessible to most San Angelo households. The TSAHC Homes for Texas Heroes program is popular with Goodfellow AFB personnel and veterans.
Goodfellow Air Force Base specializes in intelligence and fire protection training, bringing military families from across the services. Angelo State University provides education jobs and a student population. Shannon Medical Center serves as the regional healthcare hub.
Southwest San Angelo has seen most new residential development. Lake Nasworthy offers waterfront living options. The Sunset Mall area provides convenient suburban living. The city's affordable housing means most buyers can access maximum DPA benefits.
DPA Program Note
Affordable market with strong military presence. TSAHC Heroes program well-utilized.
Why San Angelo for Homeownership?
Key factors that make San Angelo an excellent market for buyers using down payment assistance.
Goodfellow AFB intelligence training
Angelo State University
West Texas charm
Affordable living
Major Employers in San Angelo
San Angelo's diverse economy provides stable employment for home buyers qualifying for DPA programs.
Popular San Angelo-Area Communities
Explore neighborhoods and suburbs in the San Angelo metro where DPA programs can help you buy a home.
DPA Eligibility in San Angelo
Most San Angelo-area buyers who meet the following criteria can qualify for Texas down payment assistance programs.
- Household income within Tom Green County limits (varies by program and family size)
- Minimum credit score of 620 (some programs may allow lower with compensating factors)
- Purchasing a primary residence in the state of Texas
- Completing a HUD-approved homebuyer education course (available online)
- Working with a TDHCA- or TSAHC-approved lender like Cornerstone First Mortgage
- Meeting the purchase price limits for Tom Green County (currently up to $472,030 standard or $546,250 in high-cost areas)
Eligibility requirements vary by program. Contact the Cook Brothers Mortgage Team for a personalized eligibility assessment based on your specific financial situation and the San Angelo area where you plan to buy.
Check Your Eligibility
Answer a few quick questions to see if you qualify
Have you owned a home in the last 3 years?
San Angelo DPA FAQs
How much down payment assistance can I get in San Angelo?
Home buyers in San Angelo can receive up to 5% of the loan amount in down payment assistance through TDHCA and TSAHC programs. On a $200,000 home, that's up to $10,000 in assistance.
What are the income limits for DPA in Tom Green County?
Income limits vary by program and household size. Tom Green County limits are based on the San Angelo Area Median Income (AMI). Generally, households earning up to 115% of AMI can qualify. Use our calculator or contact us for current limits.
Do I have to be a first-time buyer to use DPA in San Angelo?
No! While the TDHCA My First Texas Home program is for first-time buyers, the My Choice Texas Home program and some TSAHC options are available to repeat buyers. If you've owned a home before, you may still qualify for assistance in San Angelo.
Check Your Eligibility in San Angelo
Take our free 60-second quiz to see which Texas DPA programs you may qualify for in the San Angelo area. No credit check required, no obligation.
Cook Brothers Mortgage Team at Cornerstone First Mortgage | NMLS #173855